How to Check Your Credit For Free
[L]earning how to check your own credit is one of the wisest financial decisions you can ever make. You should look at your credit reports at least once a year, even if you are the type of consumer who...
View ArticleIs The FICO Score The Same As A Credit Score?
[M]any people when they think of their credit score they believe that it is their FICO score and most of the time they would be correct. The FICO credit score is the score most used by 90 out of every...
View ArticleAre High Credit Scores Good?
[C]redit scoring is a confusing topic, even to some seasoned financial experts. We commonly receive questions such as, are high credit scores good? A simple way to understand credit scoring is by...
View ArticleWhat Is FICO and How Does It Relate To A Home Mortgage?
[I]f you have been shopping for a home mortgage loan, you are probably familiar with a term called FICO. In most cases, your FICO score will determine whether you can obtain a mortgage loan as well as...
View ArticleWhat is a Beacon Score?
[Y]our credit report contains information about you that tells others how you handle credit. It lets potential creditors and lenders know how responsible you are with credit. There are several aspects...
View ArticleWhich Credit Score is Most Important?
[I]f you have been studying credit scores for some time, you know that the three major credit reporting agencies each have their own scoring system. You may also be aware that lenders receive a...
View ArticleFICO Score Up to 692 for National Average
[T]he average FICO score went up back in April of 2014 to 692. While it falls in the range of average credit, it is on the high end. Prior to the recession, the average score was 690. Increased...
View ArticleHow Can You Find Out Your True Credit Score?
[Y]ou’ve probably heard about all of the different credit scores that you have. You have one score from Experian, another from Equifax and a third one from TransUnion. Not to mention the fact that an...
View ArticleGetting More of Your Credit Scores
[I]f you have been turned down for credit or a loan because of a bad credit score, you know how important that number is. What you may not realize is that you don’t have just one credit score. You have...
View ArticleWhy Are There So Many FICO Scores and Does It Matter?
[Y]ou may hear a lot about a FICO score and how important it is to have a good one. The FICO score is a model that was developed by the Fair Isaac Corporation to determine how much of a credit risk...
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